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Green Building Bible, Fourth Edition
Green Building Bible, fourth edition (both books)
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Renewable Energy: Insurance for small wind turbine

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  1.  
    • CommentAuthorwindy lamb
    • CommentTimeMay 28th 2011
     
    I'm just about to have a Gaia 11kW turbine installed and maybe I should look at insurance!

    Don't need it for the installation as that is covered by contractors but does anyone have any pointers to where I should look for operation insurance?
  2.  
    job done!
    There's only one insurance company, covers installation and operation - mostly for wind farm developments. Operation cover gives loss of income if your generation is interupted (other than lack of wind). Covers all risks except terrorism. Premium is 1% of turbine cost.
    •  
      CommentAuthorDamonHD
    • CommentTimeJun 6th 2011
     
    So, go on, don't keep us in suspense! 'Fess up!

    Rgds

    Damon
    •  
      CommentAuthorSteamyTea
    • CommentTimeJun 7th 2011
     
    Posted By: windy lambCovers all risks except terrorism


    Would that include anti wind power protesters vandalism?

    Wish I could insure my car for 1% of its value, be about 20 quid a year. Though I think that my house insurance is less.
    • CommentAuthorJoiner
    • CommentTimeJun 7th 2011
     
    :bigsmile:
    • CommentAuthorpauler
    • CommentTimeJun 8th 2011
     
  7.  
    Windsor PLC is the insurer.
    Steam Tea - I don't think even the insurers consider vandalism to be an act of terror but anyway I don't suppose they'll be many wind farm protestors willing to fly a 747 into a wind tubine.
    •  
      CommentAuthorSteamyTea
    • CommentTimeJun 9th 2011
     
    I would not put it past then to use it as an excuse to wriggle out of a payout :devil: It is a fine line between vandalism and terrorism:
    http://www.guardian.co.uk/environment/2011/jun/06/australia-climate-scientists-death-threats
    And this is what allegedly caused it all:
    http://www.grist.org/list/2011-06-07-watch-the-ad-that-made-australian-climate-scientists-get-death-t
    • CommentAuthorwindy lamb
    • CommentTimeJun 10th 2011
     
    Take your point Steamy but our turbine is quite near the house so I'd be out in a flash - we had pouchers the other month and they'll not be back!
    • CommentAuthorpashboy
    • CommentTimeDec 4th 2012
     
    I went with these guys:

    http://www.northernalliance.co.uk/wind-turbine-insurance/" >http://www.northernalliance.co.uk/wind-turbine-insurance/
    • CommentAuthorpashboy
    • CommentTimeDec 4th 2012
     
    sorry about that... here is the link again

    http://www.northernalliance.co.uk/wind-turbine-insurance/
  12.  
    We had the full cover for the first year at a cost of £550, covered everything including revenue. But as we had a 5 year warrantee covering all breakages and crane hire, for year 2 we just got liability cover on the farm insurance for an extra £16. When the warantee runs out we might go back to the comprehensive cover. (it's a Gaia 11kW turbine).

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