Tue, 19 Dec 2023 04:40:58 +0000 http://www.greenbuildingforum.co.uk/newforum/ Lussumo Vanilla 1.0.3 http://www.greenbuildingforum.co.uk/newforum/comments.php?DiscussionID=16178&Focus=275032#Comment_275032 http://www.greenbuildingforum.co.uk/newforum/comments.php?DiscussionID=16178&Focus=275032#Comment_275032 Sun, 11 Aug 2019 14:46:15 +0100 tony
I can see a mortgage company not liking non mainstream or even wooden claddings]]> http://www.greenbuildingforum.co.uk/newforum/comments.php?DiscussionID=16178&Focus=275052#Comment_275052 http://www.greenbuildingforum.co.uk/newforum/comments.php?DiscussionID=16178&Focus=275052#Comment_275052 Tue, 13 Aug 2019 10:14:07 +0100 Doubting_Thomas
Mortgage was with Ecology (who were fine with everything), but the problem came from the surveyor who just wasn't aware of what it was and couldn't be bothered to do any research. No one ever questioned the timber cladding route but this was pre-Grenfell so I suppose their standard form of questions may have changed.

The surveyor mentioned the 'Council of Mortgage Lenders' and implied they have a list of approved materials. I've never managed to find it, and in the end the whole issue went away, but it might be worth having a read of this:

https://www.cml.org.uk/lenders-handbook/]]> http://www.greenbuildingforum.co.uk/newforum/comments.php?DiscussionID=16178&Focus=275053#Comment_275053 http://www.greenbuildingforum.co.uk/newforum/comments.php?DiscussionID=16178&Focus=275053#Comment_275053 Tue, 13 Aug 2019 16:29:22 +0100 djh
I don't think there is a list of approved materials. I think each lender takes individual decisions about what they will or won't lend on. Some materials may well be more popular/widely acceptable than others, of course.

As before, I think the best plan is to talk to a local mortgage broker.]]>